Ayushman Bharat Yojana, also known as Ayushman Bharat National Health Protection Scheme (NHPS), is a landmark initiative by the Government of India to ensure free health insurance coverage for low-income earners across the nation. Envisioned as part of the Indian government’s National Health Policy, the scheme aims to provide healthcare services to those who have long struggled with limited access to medical facilities.

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The Ayushman Bharat Yojana was launched in September 2018 under the able leadership of the honorable Prime Minister of India, Shri Narendra Modi, in collaboration with the Ministry of Health and Family Welfare. To manage the program effectively, the National Health Authority was established as the administering body. The scheme is jointly funded by both the central and state governments, ensuring a concerted effort to uplift healthcare standards for millions of beneficiaries.

Ayushman Card application – Pmjay.gov.in

With a mission to serve approximately 500 million people, the Ayushman Bharat Yojana stands as one of the most extensive healthcare programs ever launched by the Indian government. Its primary objective is to offer access to essential healthcare services and provide assistance for daycare procedures, including coverage for pre-existing illnesses. Under the scheme, beneficiaries can avail themselves of nearly 1,350 medical packages at both public and private network hospitals throughout India.

Upon registration and presentation of the Ayushman Bharat Health Assurance (ABHA) card at authorized hospitals, beneficiaries gain access to free health benefits and treatments for a wide range of illnesses and diseases.

PMJAY Eligibility and Application Process

To be eligible for the Ayushman Bharat Yojana, applicants must meet specific criteria set forth by the government:

1. Citizenship: The applicant must be a citizen or permanent resident of India.
2. Income: The annual family income should be less than 2.5 lakhs, and the family must possess a Below Poverty Line (BPL) card.
3. Home Ownership: The applicant or any family member must not own any registered property in their name.
4. Previous Aid: Applicants who have received benefits from other government housing programs in the past will not be eligible for the Ayushman Bharat Yojana.

Ayushman Bharat Yojana online apply

1. Visit the official website pmjay.gov.in and click on “I am Eligible.”
2. Enter your Aadhar Number and click on “Send OTP.” Fill in the correct OTP sent to your registered mobile number.
3. Complete the Online Application Form by providing your personal and family details, along with the required documents.
4. Submit the form, and you will receive your ABHA Card application number and login credentials on your screen and registered mobile number.
5. Official verification of family members’ applications will be conducted over the next few days.

Benefits of Ayushman Bharat Yojana

Holders of the ABHA card can avail themselves of a host of benefits under the Ayushman Bharat Yojana:

1. Access to Registered Hospitals: Beneficiaries can get admitted to any hospital registered with the Ayushman Bharat Yojana.
2. Comprehensive Treatment: The scheme covers both minor and major diseases, providing free treatment to beneficiaries.
3. Financial Coverage: Ayushman Bharat Yojana assures free treatment at any registered hospital for up to Rs 5 lakhs per year for a single family member.
4. Complete Coverage: Diagnosis, tests, medicines, and admission fees are provided without any cost to ABHA cardholders.

Pmjay.gov.in Application Status

To check the status of their application or access the beneficiary list, applicants can follow these simple steps:

1. Visit the official website and log in using the provided credentials.
2. Enter the Aadhar card number and captcha code to receive an OTP. Enter the OTP and continue.
3. Click on “Application Status” to check the progress of your application. You can also access the list of registered hospitals and covered diseases.

Official Website

Ayushman Bharat Yojana 2023 Beneficiary List

1. Visit the official website and click on “ABHA Card Holder List for the Year 2023.”
2. Enter your registered mobile number.
3. Verify the OTP sent to your device and submit.
4. A PDF containing the names and card numbers of beneficiaries will open. Search for your name and download your ABHA card.

Conclusion

The Ayushman Bharat Yojana 2023 represents a pivotal step towards universal healthcare access in India. With its comprehensive coverage and financial support, millions of vulnerable citizens can now secure essential medical treatments without burdening their finances. This ambitious initiative embodies the government’s commitment to improving the well-being of its people and fostering a healthier, more prosperous nation for all.